My older siblings are professionals in their 40s and early 50s. They have hunkered down at the same companies for decades and seen their stress levels rise in lockstep with their seniority. With their children heading off to college, they have one thought on their minds constantly: retirement. The earlier the better. It is a topic of conversation that dominates every family dinner and gets all of us scribbling numbers on the back of a napkin. On that napkin is a game plan, an exit strategy and a light at the end of the tunnel. It is our midlife euphoria. Retirement planning for dummies The idea of being emancipated from our cubicle and lying on a sandy beach all day is enough to make any overworked middle-aged parent crack a smile. On the other hand, the notion that we must work another 15 to 20 years before reaping what we sow seems unpalatable, if not downright depressing. We want to taste the fruits of life while we still can, when our knees are strong enough to ski an...
A biweekly column on Hong Kong by Jason Y. Ng